Medicare Part B

Medicare Part B

From routine check-ups to life-saving treatments, Medicare Part B has you covered every step of the way.
Medicare part b

Medicare Part B is an additional part of the baseline federal program that covers medically necessary outpatient care, like doctors visits, emergency care, medical equipment, and more. For these services you’ll pay a monthly premium based on your income in addition to the free coverage of Part A.

You become eligible for Part B at 65, just like Part A. When you enroll, there’s an option to delay Part B and pick it up later. If you’re not sure which to choose, contact us for advice.

What Does Medicare Part B Cover?

Doctor Visits

Medicare Part B covers visits to doctors and other healthcare providers, including specialists. It also covers some preventive services, such as yearly wellness exams, flu shots, and screenings for cancer and other diseases.

Outpatient Care

Medicare Part B covers medically necessary services and procedures performed outside of a hospital setting, such as diagnostic tests, lab work, and certain surgeries.

Medical Equipment

Medicare Part B covers durable medical equipment, such as wheelchairs, walkers, and hospital beds. It also covers prosthetic devices, such as artificial limbs and hearing aids.

Emergency Care

Medicare Part B covers emergency services, such as ambulance transportation and emergency room visits.

Mental Health Services

Medicare Part B covers a range of mental health services, including outpatient counseling, psychotherapy, and psychiatric evaluations.

How Does Medicare Part B Work?

Once you turn 65 and become eligible for Original Medicare, you can either enroll in both Parts A & B, or just enroll in Part A and delay Part B. This can depend on a variety of factors. See our graphic below that can help explain when it’s most beneficial to enroll in Part B.

If you decide to enroll in Part B, you will pay a monthly premium based on your income to cover doctor’s visits, preventative care, and outpatient treatments. 
Both Parts A & B of Medicare are part of Original Medicare and must be picked up by enrolling online at www.ssa.gov/medicare or by calling 1-800-772-1213.

how to enroll

Disclosure:
Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice, nor that any performance data or any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, execution of required documentation, and receipt of required disclosures. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.

This is not endorsed by the U.S. government or associated with any federal Medicare program. This is not endorsed or affiliated with the Social Security Administration or any U.S. government agency.

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